American Express Furnishes U.S. Card Member Loan Delinquency and Write-off Statistics
Summary
American Express Company furnished delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans held for investment for the months ended August 31, July 31, and June 30, 2025. * As of August 31, 2025, U.S. Consumer loans totaled $94.6 billion with a 2.0% net write-off rate. * U.S. Small Business loans reached $30.9 billion, reporting a 2.7% net write-off rate for the same period. * Total Card Member loans held for investment were $125.5 billion as of August 31, 2025. * Both U.S. Consumer and Small Business 30 days past due loan percentages remained stable across the three months.
Why It Matters
This Regulation FD disclosure provides updated credit performance metrics for American Express's U.S. Consumer and Small Business loan portfolios. Investors should monitor these statistics, including delinquency and write-off rates, as they offer insight into credit quality and potential risk, influencing future financial performance.
Key Quote
“01 Regulation FD Disclosure American Express Company (the "Company") is hereby furnishing below delinquency and write-off statistics for its U.”
— From Item 7.01
Filing Details
Reported Items
Additional Information
- CIK Number
- 0000004962
- Filing Date
- Monday, September 15, 2025
- Filing Time
- 12:00 AM UTC
- Form Type
- 8-K
- Materiality Level
- medium
- Sentiment
- neutral