Terms of Service

1. Acceptance of Terms

By accessing and using SEC Whisperer ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

2. Description of Service

SEC Whisperer provides summaries and analysis of SEC filings for informational purposes. The Service includes:

• Access to summarized SEC filing data
• Educational content about SEC filings
• Search and filtering capabilities
• Optional email alerts (when available)

3. Disclaimer of Investment Advice

4. Data Accuracy

While we strive for accuracy, we make no warranties about the completeness, reliability, or accuracy of the information provided. SEC filing summaries are generated using AI technology and may contain errors or omissions. Users should always refer to the original SEC filings for complete and accurate information.

5. Intellectual Property

All content on SEC Whisperer, except for public SEC filing data, is the property of SEC Whisperer and is protected by copyright and other intellectual property laws. You may not:

• Copy, modify, or distribute our content without permission
• Use our content for commercial purposes without authorization
• Reverse engineer or attempt to extract our algorithms or methods

6. User Conduct

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Scrape or harvest data using automated means without permission
• Misrepresent your affiliation with SEC Whisperer

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SEC WHISPERER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING FROM YOUR USE OF THE SERVICE.

8. Indemnification

You agree to indemnify and hold harmless SEC Whisperer, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

9. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices.

10. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

12. Changes to Terms

We may revise these Terms at any time. By continuing to use the Service after changes are posted, you agree to be bound by the revised Terms.

13. Contact Information

For questions about these Terms, please contact us at:

Email: secwhisperer@gmail.com