American Express Company Furnishes Delinquency and Write-off Statistics
Summary
American Express Company furnished delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans held for investment for the months ended January 31, 2026, December 31, 2025, and November 30, 2025. This Regulation FD disclosure provides additional information beyond the Lending Trust's Form 10-D report. * U.S. Consumer total loans (Jan 31, 2026): $97.2 billion, with a 1.4% 30-day past due rate and 1.9% net write-off rate. * U.S. Small Business total loans (Jan 31, 2026): $31.4 billion, with a 1.7% 30-day past due rate and 2.8% net write-off rate. * Total Card Member loans held for investment (Jan 31, 2026): $128.6 billion.
Why It Matters
This update provides key credit quality metrics for American Express's U.S. Consumer and Small Business loan portfolios, allowing investors to assess the health of its lending operations and potential impacts on future earnings. The net write-off rates of 1.9% for U.S. Consumer and 2.8% for U.S. Small Business are crucial indicators.
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Key Quote
“01 Regulation FD Disclosure American Express Company (the "Company") is hereby furnishing below delinquency and write-off statistics for its U.”
— From Item 7.01
Filing Details
Reported Items
Additional Information
- CIK Number
- 0000004962
- Filing Date
- Tuesday, February 17, 2026
- Filing Time
- 12:00 AM UTC
- Form Type
- 8-K
- Materiality Level
- medium
- Sentiment
- neutral