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SOFISoFi Technologies, Inc.
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Form 8-KThursday, November 13, 2025Medium Impact
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SoFi Technologies Furnishes Details on CFO's Prepaid Variable Forward Contract

liquiditycustomer

Summary

SoFi Technologies, Inc.'s CFO, Mr. Christopher Lapointe, entered into a prepaid variable forward contract on November 12, 2025, with an unaffiliated third-party dealer. The contract involves 500,000 shares of Company Common Stock, representing less than 0.05% of total outstanding shares. Mr. Lapointe received an upfront cash payment of $11,771,830 and pledged the shares to secure his obligations. The contract matures around November 12, 2027, at which point he may deliver shares or settle in cash, with the number of shares determined by the stock price relative to a floor of $25.38 and a cap of $50.58. He retains all voting, dividend, and other rights in the pledged shares during the term.

Why It Matters

This transaction provides liquidity to the CFO while allowing him to maintain voting and dividend rights in the pledged shares. It signals an executive's financial planning and commitment, as Mr. Lapointe has not sold any Company Common Stock since joining in 2018.

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Key Quote

Specifically, the contract is scheduled to mature on or about November 12, 2027 (the "maturity date"), at which time, Mr. Lapointe may deliver shares of the Company's Common Stock or elect to settle the contract in cash.

— From Item 7.01

Filing Details

Reported Items

Item 7.01Regulation FD Disclosure

Additional Information

CIK Number
0001818874
Filing Date
Thursday, November 13, 2025
Filing Time
12:00 AM UTC
Form Type
8-K
Materiality Level
medium
Sentiment
neutral