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SOFISoFi Technologies, Inc.
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Form 8-KFriday, January 30, 2026📈High Impact
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SoFi Technologies, Inc. Reports Record Financial Results

earningsguidancemanagementproduct

Summary

SoFi Technologies, Inc. reported its financial results for the fourth quarter and fiscal year ended December 31, 2025, on January 30, 2026, via a press release (Ex. 99.1). The company achieved record net revenue of $1.0 billion and net income of $174 million. Adjusted EBITDA increased 60% to a record $318 million. SoFi also saw record member growth, up 35% to 13.7 million members, and product growth, up 37% to 20.2 million products. Management announced 2026 guidance and a medium-term outlook.

Why It Matters

Investors should note the significant financial performance, including record net revenue of $1.0 billion and net income of $174 million (via Ex. 99.1), indicating strong growth and profitability. The announcement of 2026 guidance and a medium-term outlook provides future operational insights.

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Filing Details

Reported Items

Item 2.02Results of Operations
Item 9.01Financial Statements and Exhibits

Additional Information

CIK Number
0001818874
Filing Date
Friday, January 30, 2026
Filing Time
12:00 AM UTC
Form Type
8-K
Materiality Level
high
Sentiment
positive