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USBUS BANCORP \DE\
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Form 8-KThursday, October 16, 2025📈High Impact
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USB Furnishes earnings results (Ex. 99.1)

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Summary

U.S. Bancorp reported its financial results for the quarter ended September 30, 2025, on October 16, 2025, via a press release (Ex. 99.1). The company achieved record net revenue of $7,329 million, driven by a 9.5% increase in fee revenue. Net income rose to $2,001 million, marking a 16.7% year-over-year increase, while diluted earnings per common share increased by 18.4% year-over-year to $1.22. * Return on tangible common equity was 18.6%. * Net interest margin increased to 2.75%. * Average total loans increased by 1.4% year-over-year. * CET1 capital ratio stood at 10.9%.

Why It Matters

Investors should note the record net revenue of $7,329 million and the significant 18.4% year-over-year increase in diluted EPS to $1.22, as detailed in Exhibit 99.1. These figures indicate strong operational performance and profitability for the quarter.

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Filing Details

Reported Items

Item 2.02Results of Operations
Item 7.01Regulation FD Disclosure
Item 9.01Financial Statements and Exhibits

Additional Information

CIK Number
0000036104
Filing Date
Thursday, October 16, 2025
Filing Time
12:00 AM UTC
Form Type
8-K
Materiality Level
high
Sentiment
positive